No tags yet.
Being continually denied for the financing you need can get is extremely frustrating, especially when it’s just a few hard inquiries that are standing in your way. Hiring a hard inquiry removal service is your best bet, but with so many companies out there it can be difficult to know which one to use. Because removing inquiries from your credit report is 100% legal, many consumers assume that all available companies operate in the same way. This is not only a mistake but a potentially costly one.
To remove credit inquiries fast, a financial investment is always necessary. However, spending your money on a hard inquiry removal service that doesn’t actually work can make matters worse. Therefore, it’s important that you do your homework to find a company that’s offering comprehensive services at a fair price.
What Is a Hard Inquiry Removal Service?
Essentially, a hard inquiry removal service is a licensed entity that uses a variety of industry standard techniques to remove credit inquiries quickly and efficiently from your report. Using a current credit report analysis and a variety of legitimate methods, experts within the company dispute all qualified inquiries until they are erased from your profile. In fact, the best hard inquiry removal service will continue to send disputes until the job is done, even if that means working longer than was originally anticipated.
Furthermore, a well-established hard inquiry removal service will offer several options for its customers, providing a fully customized approach every step of the way. The best company will know when and how to dispute a hard inquiry so that it’s most likely to come off a credit report quickly. In addition, reputable hard inquiry removal service providers have numerous customer service agents who are ready and willing to answer questions along the way. A hard inquiry removal service without those things should be avoided at all costs.
How Does a Hard Inquiry Removal Service Work?
Removing inquiries from your credit report is a complicated and tedious job that often requires the help of a hired professional. A responsive hard inquiry removal service works by following an effective formula that has worked for thousands of consumers. That formula typically involves the following 5 steps:
1. A credit expert is given permission to do a comprehensive credit report analysis on your behalf. This often involves the client signing up with a third-party provider to gain access to the information. While clients can choose to stay enrolled in the credit monitoring service they just signed up for, they can also use it just one time to get the data required to start, then process and cancel their subscription immediately afterward. Therefore, this portion of the hard inquiry removal service is completely free and requires absolutely no obligation on the part of the client.
2. The client then consults with the professional who analyzed their report to devise a plan that will remove credit inquiries fast. An estimated timeline is proposed. At this point, no money has been spent and the client can walk away at any time.
3. After a comprehensive and agreeable plan has been created, the client then has the choice to move forward or not. If the client decides to use the hard inquiry removal service plan, he or she will be required to pay the agreed upon price before anything happens. Notice that the best hard inquiry removal service provider offers complete transparency before asking for any money.
4. The expert in charge of your file then begins moving through the plan as quickly as possible by sending hand-written dispute letters to each of the qualified creditors listed on your report. Although clients typically don’t receive notice about actions taken or progress achieved throughout this part of the process, they can contact customer service directly at any time to get an update.
5. The qualified hard inquiries are successfully removed, resulting in a significant boost to the client’s credit scores. In an effort to remove credit inquiries fast, the best hard inquiry removal service will continue to diligently dispute all qualified inquiries until they’re gone. While stubborn creditors may take longer to convince, successful companies know how to dispute a hard inquiry in a swift and effective manner.
In fact, understanding how to dispute a hard inquiry efficiently is one of the main characteristics of a hard inquiry removal service that makes it worth the investment. While some companies promise big results, many of them deliver little more than frustration and increased debt. Spending money on a service that does little to help your credit situation is a counterproductive waste of time. Choosing the best service provider means choosing a credit repair company that is upfront about their capabilities and steadfast when it comes to getting the job done well.
Characteristics of a Bad Hard Inquiry Removal Service
On the other end of the credit repair spectrum are the not-so-great hard inquiry removal service providers that have given a bad name to companies that do a terrific job. Consumers who neglect to research their options may fall victim to such unscrupulous companies, incurring hidden fees and subpar services in the process. Removing inquiries from your credit report is a completely legitimate strategy to quick credit repair, but using the wrong company to do it can cost you more than money.
Keep a lookout for hard inquiry removal service providers who don’t offer a comprehensive credit analysis before the process begins. How will they know what needs to be removed if they haven’t looked at your credit report? Furthermore, never pay for a credit analysis. It should not only be free, it should also be offered without sticking you with an obligation to pay for services. Any company that asks for money before they begin working is a bad one.
Moreover, any hard inquiry removal service that doesn’t come with 24/7 customer support should raise eyebrows. Because consumers have questions and are often from all over the country, available help around the clock is a trait that only the best companies provide. Not only do they know how to dispute a hard inquiry effectively, they’re also unafraid to address your concerns in a transparent and professional manner. And while you may not find a money-back guarantee no matter who you hire to remove credit inquiries fast, there should still be a plan in place for clients who are unsatisfied with the services they receive.
This article was written for Grand Teton Professionals for Inquiry Busters. For Credit Repair Solutions and Support, please contact us at 203-599-4157 or email us at Support@InquiryBusters.com. For Media Relations, please contact Misty.Burrell@GrandTetonProfessionals.com.